Risk and return management comprises both ex-ante mathematical estimation and operational control. Ortec Finance offers both quantitative models and high quality advice for setting up or evaluating a practical risk management policy. The emphasis on ex-ante risk management has gained considerable interest. Due to diminishing returns the need for more efficient risk allocation is now more widely recognized. This has led to increased adoption of derivative- and alternative investment strategies.  As a direct consequence, pension funds have introduced risk budgeting and risk mandates on a large scale.

To help pension funds deal with these changes, Ortec Finance provides an ex-ante risk management system which enables pension funds to construct risk budgets and to manage and monitor risk and return, the assets and liabilities, in an integral way. The monitoring capabilities of our pension fund model can signal unexpected solvency changes early and signal what consequences this may have for indexation and contribution policies.

However, risk management extends beyond mere insight into figures. A pension fund must also be prepared to prevent any unnecessary and unproductive risk in any area. Based on our extensive experience with leading pension funds worldwide, Ortec Finance offers practical advisory services to set up your risk management policy. We also frequently provide second opinions on existing risk management strategies.