Once an ALM study has set the main risk and return parameters for the long term, a pension fund must draw up a more concrete and detailed investment plan for the mid- term. Such a plan focuses on a wide variety of assets classes.

Ortec Finance supports pension funds in drawing up such a mid-range investment plan by interpreting the ALM results in combination with practical market opportunities and for example with non-quantifiable risks. Ortec Finance can help implement the policy and address complex issues like interest rate coverage derivatives or less liquid investment categories. Ortec Finance can also advise a board in drawing up the actual investment plan for the upcoming year.

Through investment consulting advisory services, Ortec Finance supports pension funds all levels and in all areas of the investment process. This includes ad hoc consultancy regarding a complex issue, a portfolio scan on potential bottlenecks, or a continuous role in your investment committee. In this manner we help strengthen a pension fund’s ’countervailing power‘ with regard to pension providers, managers and supervisors. In order to guarantee our totally independent position we do not engage in the selection of asset managers.