PALM provides institutional clients insight into the consequences of economic developments for varying policies. In this way PALM makes it possible for institutional clients to make strategic choices regarding their pensions-, contribution-, indexation- and investment policies.

The PALM application is used for:

• actuarial costing forecasts
• IFRS and FASB-calculations and analyses
• market valuations of pension liabilities
• risk analyses
• ALM-studies
• valuations of embedded options
• establishing risk budgets on the basis of Surplus at Risk
• continuity- and solvency analyses (FTK)
• liability driven investment strategies